"First off, it’s not a test like the kind you encounter in school. Rather, it’s a set of rules major banks must use to determine if you qualify for a mortgage. Because mortgage rates can fluctuate, as they have in recent months, the Canadian government has set a minimum qualifying rate to reduce the risk involved in mortgage lending. This helps to ensure you’ll still be able to afford your mortgage payments if interest rates increase beyond the rate originally stated in your contract. In other words, it’s not you but your finances that are put to the test."
Surfing thru local blogs is a great way to get a feel for the City and hear directly from the voices who live here. Here are a few of my favourite food blogs: Hungry Hammer Girl Restaurant reviews of Hamilton, Ontario and surrounding area. From a food lover, a world traveller and an-at-home-chef this blog will hopefully give you a good sense of a place and whether its somewhere you'd be interested in visiting. Link to Blog: Hungry Hammer Girl Hamilton Eat Local and the Good Food Box Articles on local and high quality food sourcing. Good lists of links to local food markets, cafes and restaurants. Link to Blog: Hamilton Eat Local I heart Hamilton An all around fascinating cultural blog with the theme ' be a tourist in your own town'. Has a food label for our specific topic search. Link to Blog: i heart Hamilton un haricot vert A foodie's very detailed review of restaurants throughout the Hamilton area . Link to Blog: un haricot vert